It’s top-rated for personal finance usage! Why Use Excel?Įxcel is an excellent program for creating budgets because it is a powerful and flexible program. For example, if you want to track your budget for health care expenses, you can filter expenses by category and make everything easy to find. Plus a spreadsheet like Excel means you can more easily find expenses and income in your budget. The great thing about using a spreadsheet to organize your budget is that you can use it again and again once you have your setup done and formulas created.Ī spreadsheet allows you to use different formulas or functions that help you organize your data into useful information, such as how much cash is left at the end of the month or if you’re over budget. Now we are a fan of the pen and paper method– we even created the Savvy Budget Binder for people who like doing their finances out by hand and skipping the computer work.īut we also see why people like the ease of spreadsheets too, so we made an easy and pre-made Excel file for you guys! Monthly Totals (Are You Overspending Money?)
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